RBI – Integrated Ombudsman Scheme 2021

A Scheme for resolving customer grievances in relation to services provided by entities regulated by Reserve Bank of India in an expeditious and cost-effective manner under Section 35A of the Banking Regulation Act, 1949 (10 of 1949), Section 45L of the Reserve Bank of India Act, 1934 (2 of 1934) and Section 18 of the Payment and Settlement Systems Act, 2007 (51 of 2007).


Chapter I

Preliminary

1. Short Title, Commencement, Extent and Application

  • This Scheme may be called the Reserve Bank - Integrated Ombudsman Scheme, 2021.
  • It shall come into force on such date as the Reserve Bank may specify.
  • It shall extend to the whole of India.
  • The Scheme shall apply to the services provided by a Regulated Entity in India to its customers under the provisions of the Reserve Bank of India Act, 1934, the Banking Regulation Act, 1949, and the Payment and Settlement Systems Act, 2007.

2. Suspension of the Scheme

  • The Reserve Bank, if it is satisfied that it is expedient so to do, may by order suspend for such period as may be specified in the order, the operation of all or any of the clauses of the Scheme, either generally or in relation to any specified Regulated Entity.
  • The Reserve Bank may, by order, extend from time to time, the period of any suspension ordered as aforesaid by such period, as it may deem fit.

3. Definitions

(a) In the Scheme, unless the context otherwise requires:

  1. "Appellate Authority" means the Executive Director in-Charge of the Department of the Reserve Bank administering the Scheme;
  2. "Appellate Authority Secretariat" means the Department in the Reserve Bank which is administering the Scheme;
  3. "Authorised Representative" means a person, other than an advocate, duly appointed and authorised in writing to represent the complainant in the proceedings before the Ombudsman;
  4. "Award" means an award passed by the Ombudsman in accordance with the Scheme;
  5. "bank" means a 'banking company', a 'corresponding new bank', a 'Regional Rural Bank', 'State Bank of India' as defined in the Banking Regulation Act, 1949, a 'co-operative bank' as defined in Section 56 (c) of the Banking Regulation Act, 1949 to the extent not excluded under the Scheme, but does not include a bank in resolution or winding up or under directions or any other bank as specified by the Reserve Bank;
  6. "Complaint" means a representation in writing or through other modes alleging deficiency in service on the part of a Regulated Entity, and seeking relief under the Scheme;
  7. "Deficiency in service" means a shortcoming or an inadequacy in any financial service, which the Regulated Entity is required to provide statutorily or otherwise, which may or may not result in financial loss or damage to the customer;
  8. "Deputy Ombudsman" means any person appointed by the Reserve Bank as such under the Scheme;
  9. "Non-Banking Financial Company" (NBFC) means an NBFC as defined in Section 45-I (f) of the Reserve Bank of India Act, 1934 and registered with the Reserve Bank, to the extent not excluded under the Scheme, but does not include a Core Investment Company (CIC), an Infrastructure Debt Fund-Non-Banking Financial Company (IDF-NBFC), a Non-Banking Financial Company - Infrastructure Finance Company (NBFC-IFC), a company in resolution or winding up / liquidation, or any other NBFC specified by the Reserve Bank; Explanation : The terms CIC and IDF-NBFC shall have the same meaning assigned to them under the RBI Directions.
  10. "Regulated Entity" means a bank or a Non-Banking Financial Company or a System Participant as defined in the Scheme, or any other entity as may be specified by the Reserve Bank from time to time; to the extent not excluded under the Scheme;
  11. "Settlement" means an agreement reached by the parties to the complaint by facilitation or conciliation or mediation, as per the provisions of this Scheme;
  12. "System Participant" means a person other than the Reserve Bank and a System Provider, participating in a payment system as defined in the Payment and Settlement Systems Act, 2007;
  13. "System Provider" means and includes a person who operates an authorised payment system as defined in Section 2 of the Payment and Settlement Systems Act, 2007;
  14. "The Reserve Bank" means Reserve Bank of India constituted under Section 3 of the Reserve Bank of India Act, 1934.

(b) Words and expressions used and not defined in the Scheme, but defined in the Reserve Bank of India Act, 1934, or in the Banking Regulation Act, 1949, or in the Payment and Settlement Systems Act, 2007 or in the Regulations or guidelines or Directions issued by the Reserve Bank in exercise of its powers conferred by the Acts referred to herein above, shall have the meanings respectively assigned to them.


Chapter II

Offices under The Reserve Bank - Integrated Ombudsman Scheme, 2021

4. Appointment and Tenure of Ombudsman and Deputy Ombudsman

  1. The Reserve Bank may appoint one or more of its officers as Ombudsman and Deputy Ombudsman, to carry out the functions entrusted to them under the Scheme.
  2. The appointment of Ombudsman or the Deputy Ombudsman, as the case may be, shall be made for a period not exceeding three years at a time.

5. Location of the Office of the Ombudsman

  1. The offices of the Ombudsman shall be at such places as may be specified by the Reserve Bank.
  2. In order to expedite disposal of the complaints, the Ombudsman may hold sittings at such places and in such manner as may be considered necessary and proper in respect of a complaint.

6. Establishment of a Centralised Receipt and Processing Centre

  1. The Reserve Bank shall establish the Centralised Receipt and Processing Centre at any place as may be decided by it to receive the complaints filed under the Scheme and process them.
  2. The complaints under the Scheme made online shall be registered on the portal (https://cms.rbi.org.in). Complaints in electronic mode (E-mail) and physical form, including postal and hand-delivered complaints, shall be addressed and sent to the place where the Centralised Receipt and Processing Centre of the Reserve Bank is established, for scrutiny and initial processing.

Provided that the complaints that are received directly in any of the offices of the Reserve Bank shall be forwarded to the Centralised Receipt and Processing Centre for further action.

7. Staffing of the Offices of Ombudsman and Centralised Receipt and Processing Centre

The Reserve Bank shall ensure that the offices of the Ombudsman and the Centralised Receipt and Processing Centre are adequately staffed and shall bear the cost thereof.


Chapter III

Powers and Functions of the Ombudsman

8. Powers and Functions

  1. The Ombudsman / Deputy Ombudsman shall consider the complaints of customers of Regulated Entities relating to deficiency in service.
  2. There is no limit on the amount in a dispute that can be brought before the Ombudsman for which the Ombudsman can pass an Award. However, for any consequential loss suffered by the complainant, the Ombudsman shall have the power to provide a compensation up to Rupees 20 lakh, in addition to, up to Rupees One lakh for the loss of the complainant's time, expenses incurred and for harassment / mental anguish suffered by the complainant.
  3. While the Ombudsman shall have the power to address and close all complaints, the Deputy Ombudsman shall have the power to close those complaints falling under clause 10 of the Scheme and complaints settled through facilitation as stated under clause 14 of the Scheme.
  4. The Ombudsman shall send to the Deputy Governor, Reserve Bank of India, a report, as on March 31st every year, containing a general review of the activities of the office during the preceding financial year, and shall furnish such other information as the Reserve Bank may direct.
  5. The Reserve Bank may, if it considers necessary in the public interest to do so, publish the report and the information received from the Ombudsman in such consolidated form or otherwise, as it may deem fit.


Chapter IV

Procedure for Redressal of Grievance under the Scheme

9. Grounds of Complaint

Any customer aggrieved by an act or omission of a Regulated Entity resulting in deficiency in service may file a complaint under the Scheme personally or through an authorised representative as defined under clause 3(1)(c).

10. Grounds for non-maintainability of a Complaint

(a) No complaint for deficiency in service shall lie under the Scheme in matters involving :

  1. commercial judgment / commercial decision of a Regulated Entity;
  2. a dispute between a vendor and a Regulated Entity relating to an outsourcing contract;
  3. a grievance not addressed to the Ombudsman directly;
  4. general grievances against Management or Executives of a Regulated Entity;
  5. a dispute in which action is initiated by a Regulated Entity in compliance with the orders of a statutory or law enforcing authority;
  6. a service not within the regulatory purview of the Reserve Bank;
  7. a dispute between Regulated Entities; and
  8. a dispute involving the employee-employer relationship of a Regulated Entity.

(2) A complaint under the Scheme shall not lie unless:

(a) the complainant had, before making a complaint under the Scheme, made a written complaint to the Regulated Entity concerned and -

  1. the complaint was rejected wholly or partly by the Regulated Entity, and the complainant is not satisfied with the reply; or the complainant had not received any reply within 30 days after the Regulated Entity received the complaint; and
  2. the complaint is made to the Ombudsman within one year after the complainant has received the reply from the Regulated Entity to the complaint or, where no reply is received, within one year and 30 days from the date of the complaint.

(b) the complaint is not in respect of the same cause of action which is already-

  1. pending before an Ombudsman or settled or dealt with on merits, by an Ombudsman, whether or not received from the same complainant or along with one or more complainants, or one or more of the parties concerned;
  2. pending before any Court, Tribunal or Arbitrator or any other Forum or Authority; or, settled or dealt with on merits, by any Court, Tribunal or Arbitrator or any other Forum or Authority, whether or not received from the same complainant or along with one or more of the complainants / parties concerned;

(c) the complaint is not abusive or frivolous or vexatious in nature;

(d) the complaint to the Regulated Entity was made before the expiry of the period of limitation prescribed under the Limitation Act, 1963, for such claims;

(e) the complainant provides complete information as specified in clause 11 of the Scheme;

(f) the complaint is lodged by the complainant personally or through an authorised
representative other than an advocate unless the advocate is the aggrieved person.

Explanation 1 : For the purposes of sub-clause (2)(a), 'written complaint' shall include complaints made through other modes where proof of having made a complaint can be produced by the complainant.

Explanation 2 : For the purposes of sub-clause (2)(b)(ii), a complaint in respect of the same cause of action does not include criminal proceedings pending or decided before a Court or Tribunal or any police investigation initiated in a criminal offence.

11. Procedure for Filing a Complaint

  1. The complaint may be lodged online through the portal designed for the purpose (https://cms.rbi.org.in).
  2. The complaint may also be submitted through electronic or physical mode to the Centralised Receipt and Processing Centre as notified by the Reserve Bank. The complaint, if submitted in physical form, shall be duly signed by the complainant or by the authorised representative. The complaint shall be submitted in electronic or physical mode in such format and containing such information as may be specified by Reserve Bank.

12. Initial Scrutiny of Complaints

  1. Complaints which are in the nature of offering suggestions or seeking guidance or explanation shall not be treated as valid complaints under the Scheme and shall be closed accordingly with a suitable communication to the complainant.
  2. Complaints which are non-maintainable under clause 10 shall be separated to issue a suitable communication to the complainant.
  3. The remaining complaints shall be assigned to the offices of the Ombudsman for further examination under intimation to the complainant. A copy of the complaint shall also be forwarded to the Regulated Entity against whom the complaint is filed with a direction to submit its written version.

13. Power to Call for Information

  1. The Ombudsman may, for the purpose of carrying out duties under this Scheme, require the Regulated Entity against whom the complaint has been made or any other Regulated Entity which is a party to the dispute to provide any information or furnish certified copies of any document relating to the complaint which are or is alleged to be in its possession. Provided that in the event of failure of a Regulated Entity to comply with the requisition without sufficient cause, the Ombudsman may draw an inference that the Regulated Entity has no information to furnish.
  2. The Ombudsman shall maintain confidentiality of the information or the documents coming to its knowledge or possession in the course of discharging duties and shall not disclose such information or documents to any person except as otherwise required by law, or with the consent of the person furnishing such information or documents.
    Provided that nothing in this sub-clause shall prevent the Ombudsman from disclosing information or documents furnished by the parties to the proceedings to each other, to the extent considered necessary to comply with the principles of natural justice and fair play:
    Provided further that provisions of this sub-clause shall not apply in relation to the disclosure made or information furnished by the Ombudsman to the Reserve Bank or filing thereof before any Court, Forum or Authority.

14. Resolution of Complaints

  1. The Ombudsman / Deputy Ombudsman shall endeavour to promote settlement of a complaint by agreement between the complainant and the Regulated Entity through facilitation or conciliation or mediation.
  2. The proceedings before the Ombudsman shall be summary in nature and shall not be bound by any rules of evidence. The Ombudsman may examine either party to the complaint and record their statement.
  3. The Regulated Entity shall, on receipt of the complaint, file its written version in reply to the averments in the complaint enclosing therewith copies of the documents relied upon, within 15 days before the Ombudsman for resolution.
    Provided that the Ombudsman may, at the request of the Regulated Entity in writing to the satisfaction of the Ombudsman, grant such further time as may be deemed fit to file its written version and documents.
  4. In case the Regulated Entity omits or fails to file its written version and documents within the time as provided in terms of sub-clause (3), the Ombudsman may proceed ex-parte based on the evidence available on record and pass appropriate Order or issue an Award. There shall be no right of appeal to the Regulated Entity in respect of the Award issued on account of non-response or non-furnishing of information sought within the stipulated time.
  5. The Ombudsman / Deputy Ombudsman shall ensure that the written version or reply or documents filed by one party, to the extent relevant and pertaining to the complaint, are furnished to other party and follow such procedure and provide additional time as may be considered appropriate.
  6. In case the complaint is not resolved through facilitation, such action as may be considered appropriate, including a meeting of the complainant with the officials of Regulated Entity, for resolution of the complaint by conciliation or mediation may be initiated.
  7. The parties to the complaint shall cooperate in good faith with the Ombudsman / Deputy Ombudsman, as the case may be, in resolution of the dispute and comply with the direction for production of any evidence and other related documents within the stipulated time.
  8. If any amicable settlement of the complaint is arrived at between the parties, the same shall be recorded and signed by both the parties and thereafter, the fact of settlement may be recorded, annexing thereto the terms of settlement, directing the parties to comply with the terms within the stipulated time.
  9. The complaint would be deemed to be resolved when :

(a) it has been settled by the Regulated Entity with the complainant upon the intervention of the Ombudsman; or
(b) the complainant has agreed in writing or otherwise (which may be recorded) that the manner and the extent of resolution of the grievance is satisfactory; or
(c) the complainant has withdrawn the complaint voluntarily.

15. Award by the Ombudsman

  1. Unless the complaint is rejected under clause 16, the Ombudsman shall pass an Award in the event of:
  2. (a) non-furnishing of documents / information as enumerated in clause 14(4); or
    (b) the matter not getting resolved under clause 14(9) based on records placed, and after
    affording a reasonable opportunity of being heard to both the parties.

  3. The Ombudsman shall also take into account, in addition, the principles of banking law and practice, directions, instructions and guidelines issued by the Reserve Bank from time to time and such other factors as may be relevant, before passing a reasoned Award.
  4. The Award shall contain, inter alia, the direction, if any, to the Regulated Entity for specific performance of its obligations and in addition to or otherwise, the amount, if any, to be paid by the Regulated Entity to the complainant by way of compensation for any loss suffered by the complainant.
  5. Notwithstanding anything contained in sub-clause (3), the Ombudsman shall not have the power to pass an Award directing payment by way of compensation, an amount which is more than the consequential loss suffered by the complainant or Rupees 20 lakh whichever is lower. The compensation that can be awarded by the Ombudsman shall be exclusive of the amount involved in the dispute.
  6. The Ombudsman may also award a compensation not exceeding Rupees one lakh to the complainant, taking into account the loss of the complainant's time, expenses incurred, harassment and mental anguish suffered by the complainant.
  7. A copy of the Award shall be sent to the complainant and the Regulated Entity.
  8. The Award passed under sub-clause (1) shall lapse and be of no effect unless the complainant furnishes a letter of acceptance of the Award in full and final settlement of the claim to the Regulated Entity concerned, within a period of 30 days from the date of receipt of the copy of the Award. Provided that no such acceptance may be furnished by the complainant if he has filed an appeal under sub-clause (3) of clause 17.
  9. The Regulated Entity shall comply with the Award and intimate compliance to the Ombudsman within 30 days from the date of receipt of the letter of acceptance from the complainant, unless it has preferred an appeal under sub-clause (2) of clause 17.

16. Rejection of a Complaint

(a) The Deputy Ombudsman or the Ombudsman may reject a complaint at any stage if it appears that the complaint made :

  1. is non-maintainable under clause 10; or
  2. is in the nature of offering suggestions or seeking guidance or explanation

(b) The Ombudsman may reject a complaint at any stage if:


  1. in his opinion there is no deficiency in service; or
  2. the compensation sought for the consequential loss is beyond the power of the Ombudsman to award the compensation as indicated in clause 8(2); or
  3. the complaint is not pursued by the complainant with reasonable diligence; or
  4. the complaint is without any sufficient cause; or
  5. the complaint requires consideration of elaborate documentary and oral evidence and the proceedings before the Ombudsman are not appropriate for adjudication of such complaint; or
  6. in the opinion of the Ombudsman there is no financial loss or damage, or inconvenience caused to the complainant.

17. Appeal before the Appellate Authority

  1. There shall not be any right of appeal to a Regulated Entity for an Award issued for non-furnishing of documents / information under clause 15(1)(a).
  2. The Regulated Entity may, aggrieved by an Award under clause 15(1)(b) or closure of a complaint under clauses 16(2)(c) to 16(2)(f), within 30 days of the date of receipt of communication of Award or closure of the complaint, prefer an appeal before the Appellate Authority.
    (a) Provided that in the case of an appeal by a Regulated Entity, the period of 30 days for filing an appeal shall commence from the date on which the Regulated Entity receives the letter of acceptance of Award by the complainant:
    (b) Provided further that an appeal may be filed by a Regulated Entity only with the previous sanction of the Chairman or the Managing Director / Chief Executive Officer or, in their absence, the Executive Director / Official of equal rank.
    (c) Provided that the Appellate Authority may, if he is satisfied that the Regulated Entity had sufficient cause for not making the appeal within the time, may allow a further period not exceeding 30 days.
  3. The complainant may, aggrieved by an Award under clause 15(1) or rejection of a complaint under clauses 16(2)(c) to 16(2)(f), within 30 days of the date of receipt of the Award or rejection of the complaint, prefer an appeal before the Appellate Authority.
    Provided that the Appellate Authority may, if he is satisfied that the complainant had sufficient cause for not making the appeal within the time, may allow a further period not exceeding 30 days.
  4. The Appellate Authority's Secretariat shall scrutinise and process the Appeal.
  5. The Appellate Authority may, after giving the parties a reasonable opportunity of being heard :
    (a) dismiss the appeal; or
    (b) allow the appeal and set aside the Award or order of the Ombudsman; or
    (c) remand the matter to the Ombudsman for fresh disposal in accordance with such directions as the Appellate Authority may consider necessary or proper; or
    (d) modify the order of the Ombudsman or Award and pass such directions as may be necessary to give effect to the order of the Ombudsman or Award so modified; or
    (e) pass any other order as it may deem fit.
  6. The order of the Appellate Authority shall have the same effect as the Award passed by Ombudsman under clause 15 or the order rejecting the complaint under clause 16, as the case may be.

18. Regulated Entity to Display Salient Features of the Scheme for Knowledge of the Public

  1. The Regulated Entity to which the Scheme is applicable shall facilitate the smooth conduct of the Scheme by ensuring meticulous adherence to the requirements under the Scheme, failing which, the Reserve Bank may take such action as it may deem fit.
  2. The Regulated Entity shall appoint a Principal Nodal Officer at their head office who shall not be a rank less than a General Manager or an officer of equivalent rank and shall be responsible for representing the Regulated Entity and furnishing information on behalf of the Regulated Entity in respect of complaints filed against the Regulated Entity. The Regulated Entity may appoint such other Nodal Officers to assist the Principal Nodal Officer as it may deem fit for operational efficiency.
  3. The Regulated Entity shall display prominently for the benefit of their customers at their branches / places where the business is transacted, the name and contact details (Telephone / mobile number and E-mail ID) of the Principal Nodal Officer along with the details of the complaint lodging portal of the Ombudsman (https://cms.rbi.org.in).
  4. The Regulated Entity to which the Scheme is applicable shall ensure that the salient features of the Scheme are displayed prominently in English, Hindi and the regional language in all its offices, branches and places where the business is transacted in such a manner that a person visiting the office or branch has adequate information on the Scheme.
  5. The Regulated Entity shall ensure that a copy of the Scheme is available in all its branches to be provided to the customer for reference upon request.
  6. The salient features of the Scheme along with the copy of the Scheme and the contact details of the Principal Nodal Officer shall be displayed and updated on the website of the Regulated Entity.


Chapter V

Miscellaneous

19. Removal of Difficulties

If any difficulty arises in giving effect to the provisions of the Scheme, the Reserve Bank may make such provisions not inconsistent with the Reserve Bank of India Act, 1934, or the Banking Regulation Act, 1949, or the Payment and Settlement Systems Act, 2007, or the Scheme, as it may consider necessary or expedient for removing any difficulty.

20. Repeal of the Existing Schemes and Application to Pending Proceedings

  1. The Banking Ombudsman Scheme, 2006, the Ombudsman Scheme for Non-Banking Financial Companies, 2018, and the Ombudsman Scheme for Digital Transactions, 2019, hereby stand repealed.
  2. The adjudication of pending complaints, appeals and execution of the Awards already passed, as on the date of commencement of the Reserve Bank - Integrated Ombudsman Scheme, 2021, shall continue to be governed by the provisions of the respective Ombudsman Schemes and instructions of the Reserve Bank issued thereunder.


Contact details of CRPC, RBI:-
Centralized Receipt and Processing Centre
Reserve Bank of India,
4th Floor Sector-17, Chandigarh – 160017”
Email: crpc@rbi.org.in

Addresses of Banking Ombudsmen

क्रम संख्या

केंद्र

बैंकिंग लोकपालों के नाम और पते

बैंक के नोडल अधिकारी का 
नाम एवं संपर्क विवरण

1.

अहमदाबाद

श्रीमती एन. सारा राजेंद्र कुमार
द्वारा भारतीय रिज़र्व बैंक
5वीं मंजिल, एनआर आय कर,
आश्रम रोड,
अहमदाबाद- 380 009
एसटीडी कोड: 079
दूरभाष : 26582357
शिकायत दर्ज करने के लिए यहाँ क्लिक करें

श्री मोतीलाल मीणा

उप महाप्रबंधक

बैंक ऑफ़ बड़ौदा, अंचल कार्यालय,

छठवीं मंजिल, बड़ौदा टॉवर,

लॉ गार्डन के समीप, एलीसब्रिज,

अहमदाबाद - 380 006, (गुजरात).

टेली.नं. 079 2647 3186

ई मेल : dgm.ngz@bankofbaroda.com

 

2.

बेंगलुरु

सुश्री सरस्वती श्यामप्रसाद
द्वारा भारतीय रिज़र्व बैंक
10/3/8, नृपतुंगा रोड,
बेंगलुरु -560 001
एसटीडी कोड: 080
दूरभाष : 22277660/22180221
फैक्स नं. 22276114
शिकायत दर्ज करने के लिए यहाँ क्लिक करें

श्री बी शिवराम

उप महाप्रबंधक

बैंक ऑफ़ बड़ौदा, अंचल कार्यालय,

41/2 दूसरी मंजिल, ई विजया टावर बिल्डिंग,

ट्रिनिटी सर्कल,

बेंगलूरू -560 001, (कर्नाटक).

टेली.नं. 080 - 25011500

ई मेल : dgm.karap@bankofbaroda.com

 

3.

भोपाल

श्री वी.के.नायक
द्वारा भारतीय रिज़र्व बैंक,
होशंगाबाद रोड, पास्‍ट बॉक्‍स सं.32,
भोपाल-462 011
एसटीडी कोड 0755
दूरभाष : 2573772
2573776
2573779
शिकायत दर्ज करने के लिए यहाँ क्लिक करें

श्रीमती मौसुमि मित्रा

उप महाप्रबंधक

बैंक ऑफ़ बड़ौदा, अंचल कार्यालय,

प्लॉट नं. 202,

गंगा जमुना कॉम्प्लेक्स,

एम पी नगर, अंचल – 1,

भोपाल -462 011, (मध्य प्रदेश).

टेली.नं. 0755 –4049032

ई मेल : dzh.mpz@bankofbaroda.com

 

4.

भुवनेश्‍वर

श्री बिस्वजीत षडंगी
द्वारा भारतीय रिज़र्व बैंक,
पं.जवाहरलाल नेहरू मार्ग,
भुवनेश्‍वर-751 001
एसटीडी कोड: 0674
दूरभाष : 2396207
फैक्स नं. 2393906
शिकायत दर्ज करने के लिए यहाँ क्लिक करें

श्री राजीव कृष्णा

क्षेत्रीय प्रमुख

बैंक ऑफ़ बड़ौदा, क्षेत्रीय कार्यालय

प्रथम तल, बिवाब गुलमहोर,

बेहेरा सही नयापल्ली,

भुवनेश्वर- 751 012 (ओडिशा).

टेली.नं.  0674 -2421210

ई मेल : rm.bhubaneswar@bankofbaroda.com

 

5.

चंडीगढ़

श्री राजीव द्विवेदी
द्वारा भारतीय रिज़र्व बैंक,
चौथी मंजि़ल, सेक्‍टर 17,
चंडीगढ़-160 017
दूरभाष: 0172 - 2721109, 2721011, 2727118
शिकायत दर्ज करने के लिए यहाँ क्लिक करें

श्री सुरेश गजेन्द्रन
उप महाप्रबंधक 
बैंक ऑफ़ बड़ौदा,अंचल कार्यालय,
चंडीगढ़ अंचल, एस सी ओ-185-187,
सैक्टर 9C,चंडीगढ़-160009
टेली.नं. 011 – 2717324
ई मेल : dzh.Chandigarh@bankofbaroda.com

 

6.

चेन्‍नै

डॉ. (श्रीमती) तुली रॉय
द्वारा भारतीय रिज़र्व बैंक,
फोर्ट ग्‍लैसिस, 16, राजाजी सालै,
चेन्‍नै-600 001
एसटीडी कोड 044
दूरभाष : 25395964
फैक्स नं. 25395488
शिकायत दर्ज करने के लिए यहाँ क्लिक करें

के राजवेल
उप महाप्रबंधक  

बैंक ऑफ़ बड़ौदा, अंचल कार्यालय, 
दूसरी मंजिल, बड़ौदा प्राइड़,

41, लज चर्च रोड़, मैयलापूरे,

चेन्नै-600 004 (तमिलनाडु).
टेली.नं. 044 – 23454337
ई मेल : complaints.sz@bankofbaroda.com

 

7.

देहरादून

श्री अरुण भगोलीवाल
द्वारा भारतीय रिज़र्व बैंक,
74/1, जी एम वी एन भवन
पहली मंजिल , राजपुर रोड
देहरादून - 248001
एसटीडी कोड: 0135
दूरभाष : 2742001
फैक्स : 2742001
शिकायत दर्ज करने के लिए यहाँ क्लिक करें

श्री अनूप शर्मा

सहायक महाप्रबंधक 

क्षेत्रीय कार्यालय,

410, इन्दिरा नगर कॉलोनी

देहरादून-248001 (उत्तराखंड).

टेली.नं. 0135-2769952

ई मेल : rm.dehradun@bankofbaroda.com

 

8.

गुवाहाटी

श्री थोट्नगम जमंग
द्वारा भारतीय रिज़र्व बैंक,
स्टेशन रोड, पान बाज़ार
गुवाहाटी -781 001
एसटीडी कोड: 0361
दूरभाष : 2734219/ 2512929
शिकायत दर्ज करने के लिए यहाँ क्लिक करें

श्रीमती आइलिन डी डींगदोह
सहायक महाप्रबंधक
बैंक ऑफ़ बड़ौदा,
क्षेत्रिय कार्यालय, जी एस रोड,
भंगागागढ़,
गुवाहाटी -781 005 (असम) 
टेली. न. 0361-2525475 
ई-मेल - rm.northeast@bankofbaroda.com

 

9.

हैदराबाद

श्री टी. श्रीनिवास राव
द्वारा भारतीय रिज़र्व बैंक,
6-1-56, सचिवालय रोड,
सैफाबाद,
हैदराबाद-500 004
एसटीडी कोड: 040
दूरभाष : 23210013
फैक्स नं. 23210014
शिकायत दर्ज करने के लिए यहाँ क्लिक करें

श्री के विनोद बाबू
उप महाप्रबंधक 
बैंक ऑफ़ बड़ौदा, अंचल कार्यालय,
एन -3-6-289, 
करीम मंज़िल, हैदरगुड़ा, 
हैदराबाद -500 029, (तेलंगाना). 
टेली.नं. 040 -  23287200
ई मेल : dzh.hyderabad@bankofbaroda.com

 

10.

जयपुर

सुश्री रेखा चंदनावेली
भारतीय रिज़र्व बैंक,
चौथी मंजि़ल, रामबाग सर्कल,
टोंक रोड, जयपुर-302 004
एसटीडी कोड: 0141
दूरभाष : 2577931
शिकायत दर्ज करने के लिए यहाँ क्लिक करें

श्री आर सी यादव
उप महाप्रबंधक, 
बैंक ऑफ़ बड़ौदा,
बैंक ऑफ़ बड़ौदा भवन - 13,एअरपोर्ट प्लाजा,
दुर्गा पुरा, टौंक रोड़,
जयपुर, (राजस्थान)-302018
टेली.नं. 0141 -2727103
ई-मेल : dyzm.rz@bankofbaroda.com

 

11.

जम्मू

श्री रमेश चंद
द्वारा भारतीय रिज़र्व बैंक
रेल हेड कॉम्प्लेक्स
जम्मू – 180012
एसटीडी कोड: 0191
दूरभाष : 2477905
फैक्स : 2477219
शिकायत दर्ज करने के लिए यहाँ क्लिक करें

श्री सतपाल मेहरा  

सहायक महाप्रबंधक

बैंक ऑफ़ बड़ौदा, क्षेत्रीय कार्यालय,

पहला तल, लोंगा देवी मंदिर के पास , टाउन हाल

अमृतसर-143001.                         

टेली.नं. 0183 –5192042

ई-मेल : rm.amritsar@bankofbaroda.com

 

12.

कानपुर

श्री पी के नायक
द्वारा भारतीय रिज़र्व बैंक,
एम.जी.रोड, पोस्‍ट बॉक्‍स सं.82
कानपुर-208 001
एसटीडी कोड: 0512
दूरभाष : 2305174/ 2303004
शिकायत दर्ज करने के लिए यहाँ क्लिक करें

श्री अशोक कुमार सिंह
उप महाप्रबंधक 
बैंक ऑफ़ बड़ौदा, अंचल कार्यालय,

बड़ौदा हाउस, वी-23 विभूती खंड नगर

लखनऊ
टेली.नं. 0522 - 6677704
ई-मेल dgm.upu@bankofbaroda.com

 

13.

कोलकाता

श्री रवीन्द्र किशोर पण्डा
द्वारा भारतीय रिज़र्व बैंक,
15, नेताजी सुभाष रोड,
कोलकाता-700 001
एसटीडी कोड: 033
दूरभाष : 22310217
फैक्स नं. 22305899
शिकायत दर्ज करने के लिए यहाँ क्लिक करें

श्री प्रदीप कुमार दास

उप महाप्रबंधक

बैंक ऑफ़ बड़ौदा

ब्लॉक : जी एन, प्लॉट नं. 38/2,

सेक्टर – 5,सॉल्ट लेक सीटी,

कोलकाता – 700 091, (पश्रिम बंगाल. )

टेली. न: 033- 23401704

ई मेल dyzm.ez@bankofbaroda.com

 

14.

मुंबई (I)

श्रीमती. रंजना सहजवाला
द्वारा भारतीय रिजर्व बैंक,
चौथी मंजिल, रिज़र्व बैंक भायखला कार्यालय
मुंबई सेंट्रल रेल्वे स्टेशन के सामने,
भायखला, मुंबई 400 008
एसटीडी कोड: 022
दूरभाष : 23022028
फैक्स : 23022024
शिकायत दर्ज करने के लिए यहाँ क्लिक करें

श्री पीतबाश पटनायक
उप महाप्रबंधक
बैंक ऑफ़ बड़ौदा, अंचल कार्यालय,
तीसरी मंजिल, 3, वालचंद हिराचंद मार्ग,
बेलार्ड पियर,
मुंबई 400 001, (महाराष्ट्र). 
टेली. न: 022-42120702
ई मेल : dzh.ops.gmz@bankofbaroda.com

 

15.

मुंबई (II)


द्वारा भारतीय रिज़र्व बैंक,
चौथी मंजिल, रिज़र्व बैंक भायखला कार्यालय
मुंबई सेंट्रल रेल्वे स्टेशन के सामने,
भायखला, मुंबई 400 008
एसटीडी कोड: 022
दूरभाष : 23001483
फैक्स : 23022024
शिकायत दर्ज करने के लिए यहाँ क्लिक करें

श्री चंद्रमनी त्रिपाठी

उप महाप्रबंधक

बैंक ऑफ़ बड़ौदा, अंचल कार्यालय,

दूसरी मंजिल, “शारदा सेंटर ”

एरण्डवने, पूणे -  411004, (महाराष्ट्र)

टेली.नं.: 020-25937102

ई मेल : dzh.mgz@bankofbaroda.com

 

16.

पटना

श्री राजेश जय कंठ
द्वारा भारतीय रिज़र्व बैंक,
पटना-800 001
एसटीडी कोड: 0612
दूरभाष : 2322569/2323734
फैक्स नं. 2320407
शिकायत दर्ज करने के लिए यहाँ क्लिक करें

श्री संजीव चौधरी

उप महाप्रबंधक           

बैंक ऑफ़ बड़ौदा,अंचल कार्यालय

पहली एसएसमंजिल,आनंद विहार,

वेस्ट बोरिंग कॅनाल रोड़

पटना 800 001, (बिहार).

टेली.नं. 0612 -2557159

ई मेल : dgm.bojz@bankofbaroda.co.in

 

17.

नई दिल्ली (I)

आर. के. मूलचन्दानी
द्वारा भारतीय रिज़र्व बैंक,
संसद मार्ग, नई दिल्ली
एसटीडी कोड: 011
दूरभाष : 23725445
फैक्स नं. 23725218
शिकायत दर्ज करने के लिए यहाँ क्लिक करें

श्री बी. एस. गुप्ता

उप महाप्रबंधक

बैंक ऑफ़ बड़ौदा, अंचल कार्यालय,

नई दिल्ली अंचल

छ्ठी मंजिल, बैंक ऑफ़ बड़ौदा भवन,

16, संसद मार्ग,

नई दिल्ली 110 001.

टेली.नं. 011 – 23329825

ई मेल : dzh.nz@bankofbaroda.com

 

18.

नई दिल्ली (II)

सुश्री रुचि ए एस एच
द्वारा भारतीय रिज़र्व बैंक,
संसद मार्ग, नई दिल्ली
एसटीडी कोड: 011
दूरभाष : 23724856
शिकायत दर्ज करने के लिए यहाँ क्लिक करें

श्री बी. एस. गुप्ता

उप महाप्रबंधक

बैंक ऑफ़ बड़ौदा, अंचल कार्यालय,

नई दिल्ली अंचल

छ्ठी मंजिल, बैंक ऑफ़ बड़ौदा भवन,

16, संसद मार्ग,

नई दिल्ली 110 001.

टेली.नं. 011 – 23329825

ई मेल : dzh.nz@bankofbaroda.com

 

19.

नई दिल्ली (III)

सुश्री सुचित्रा मौर्य
द्वारा भारतीय रिज़र्व बैंक,
संसद मार्ग, नई दिल्ली
एसटीडी कोड: 011
दूरभाष : 23715393
फैक्स नं. 23765234
शिकायत दर्ज करने के लिए यहाँ क्लिक करें

श्री बी. एस. गुप्ता

उप महाप्रबंधक

बैंक ऑफ़ बड़ौदा, अंचल कार्यालय,

नई दिल्ली अंचल

छ्ठी मंजिल, बैंक ऑफ़ बड़ौदा भवन,

16, संसद मार्ग,

नई दिल्ली 110 001.

टेली.नं. 011 – 23329825

ई मेल : dzh.nz@bankofbaroda.com

 

 

20.

रायपुर

श्री जे. पी. तिर्की
द्वारा भारतीय रिज़र्व बैंक
54/949 शुभाशीष परिसर,
सत्या प्रेम विहार
महादेव घाट रोड,
सुंदर नगर,
रायपुर – 492013
एसटीडी कोड: 0771
दूरभाष : 2244246
शिकायत दर्ज करने के लिए यहाँ क्लिक करें

श्री सत्या रंजन महापात्रा

सहायक महाप्रबंधक

बैंक ऑफ़ बड़ौदा, क्षेत्रीय कार्यालय,

जीवन प्रकाश, जीवन बीमा मार्ग, पंडरी,

रायपुर-492004, (छतीसगढ़)

टेली.नं. 0771 – 4222606

ई मेल : rm.raipur@bankofbaroda.co.in

 

21.

रांची

श्रीमती चन्दना दासगुप्ता
द्वारा भारतीय रिज़र्व बैंक,
चौथी मंजि़ल,प्रगति सदन
आरआरडीए बि‍ल्डिंग,
कचेरी चौक,
रांची ,झारखण्ड 834001
एसटीडी कोड: 0651
दूरभाष : 8521346222/9771863111/
7542975444
फैक्स : 2210511
शिकायत दर्ज करने के लिए यहाँ क्लिक करें

श्री मनोज कुमार

सहायक महाप्रबंधक

बैंक ऑफ़ बड़ौदा, क्षेत्रीय कार्यालय

रांची 834001

टेली.नं. 6287395610

ई मेल : rm.ranchi@bankofbaroda.co.in

 

22.

तिरुवनंतपुरम

श्री एच. एन. अय्यर
द्वारा भारतीय रिज़र्व बैंक,
बेकरी जंक्‍शन
तिरुवनंतपुरम-695 033
एसटीडी कोड: 0471
दूरभाष : 2332723/2323959
फैक्स नं. 2321625
शिकायत दर्ज करने के लिए यहाँ क्लिक करें

श्री ज़ियाद राहुमान

उप महाप्रबंधक, अंचल कार्यालय

बैंक ऑफ़ बड़ौदा, अंचल कार्यालय,

केएमआरएल एम जी रोड,

मेट्रो स्टेशन कॉम्प्लेक्स,

एर्णाकुलम-682035(केरल)

टेली.नं. 0484 – 2867802

ई मेल : zm.ernakulam@bankofbaroda.com

 

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