Heartbeat can be issued to an individual customer, a family (family floater) and/or extended family (family first).
This policy covers persons of any age. There is no maximum entry age for the insured.
The maximum entry age of any dependent as a child in a family floater policy is less than 21 years
If any Insured Person who is a child and has completed Age 21 years at the time of Renewal in a family floater policy, then such Insured Person will have to take a separate policy