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FCNR(B) Loans

Because Different People
Have Different Needs.

Presenting a Wide Range of Loans
to Power Your Dreams

FCNR(B) Loans

Currencies for Loan

US $, Euro , Japanese and Sterling

Who is Eligible

This facility would be available to all our existing Corporate / non corporate clients


  • Working Capital.
  • Loan for capital expenditure such as purchase of new plant and machinery, acquisition of equipments and other assets.
  • Repayment of existing high cost loans.


The facility can be allowed for a period from 3 months to 36 months subject to periodical rollover.

Rate of Interest

Interest rate would be linked to LIBOR of relevant currency + spread depending on credit rating, payable at monthly rests.

Commitment Fee

1% p.a. of unutilised amount of FCL if it is not availed within 30 days of sanction.

Prepayment Charges

1% on the loan amount for the remaining period

Processing Charges

  • Working Capital- Rs. 20,000/-
  • Term Loans- as applicable for rupee TL


The Rate of interest, other charges and terms are subject to change from time to time as per RBI guidelines/Bank's Policy.

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