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Dealers / Traders - Agriculture Inputs


  • For maintaining stocks of agricultural inputs like seeds, fertilizers and pesticides, etc. which could be hypothecated or pledged to Bank.
  • Dealers/distributors of cattle/poultry feed upto Rs. 40 lacs.
  • Dealers in tools required for Horticulture/Poultry, etc.
  • Sprinklers/Drip Irrigation/Agricultural Machineries up to Rs.30/lacs.
  • Fishing Nets
  • Spare parts for oil engines/tractors/fishing boat engines
  • Petrol diesel pump run by Co-op. Sugar Factory, Agricultural Produce Marketing Society, Fishermen Co-op. Society at Fisheries Jetty, etc.
  • Advances against high yielding/hybrid seeds produced under contract with the National Seeds Corporation Ltd. or State Government or which bear the certification of the said Corporation or as the case may be, the concerned State Government or any certification agencies authorised under the Seeds Act, 1966 and at present completely exempted from all provisions of the directives of the Selective Credit Control.


  • Any trader, firm or company or any institution or co-operative society engaged in distribution of agricultural inputs is eligible under this scheme to the extent of the credit needs related only to the distribution function (individual farmers are not eligible under this scheme).

Nature of Facility

  • Cash Credit/BP/BD/LC/Guarantee, etc.

Rate of Interest

  • As per RBI/Bank’s guideline


  • Pledge/hypothecation of stock of agricultural inputs. Wherever feasible collateral security in the form of land and building.


  • 15 %

Repayment Period

  • 12 months.

Other conditions

  • Stocks should be adequately insured against fire and SRCC risks with Bank Interest Clause.

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