Baroda CoviCare Personal Loan

  • Benefit
  • Purpose
  • Eligibility
  • Limit

Baroda CoviCare Personal Loan : Benefit

Low interest rate ranging from 2.00% over BRLLR +SP to 2.50% over BRLLR+SP linked with CIBIL Score.

Low Processing fee i.e. for loan limit up to Rs.2.00 lacs, NIL Processing fee & above Rs.2.00 lacs, it is 1.00% of loan amount.

Longer Repayment period up to 60 months including 3 months moratorium.

NIL Prepayment Charges

Baroda CoviCare Personal Loan : Purpose

COVID related treatment/expenses of self & family members. Disbursement can be made in borrower’s personal Saving account after satisfying the purpose under this product by obtaining proof that satisfies the purpose as mentioned above.

Baroda CoviCare Personal Loan : Eligibility

Existing Individuals Customers (ETB) - Resident Indians only having 6 months relationship with our Bank.

NRIs & Existing Staff members are not eligible

Baroda CoviCare Personal Loan : Limit

Minimum: Rs.25,000/-


Unsecured Loan – Max: Rs.2.00 Lacs

Secured Loan – Max: Rs.25 Lacs (Security may be Residential/ Commercial Property, Fix Deposit and LIC/ NSC/ KVP)

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Select Covid 19 Products Type
  • Loan Guarantee Scheme for Covid Affected Tourism Service Sector
  • Additional Assurance to SHGs- COVID19
  • Baroda Emergency Credit Line for Farmer Producer Organization (FPO / FPC)
  • Baroda Special Scheme for existing Agriculture Investment Credit borrowers
  • Baroda Special Scheme for existing BKCC borrowers impacted by COVID -19
  • Baroda Covi HealthCare Scheme
  • Baroda CoviCare Personal Loan
  • Baroda COVID Personal Loan 2.0
  • BOB Guaranteed Emergency Credit Line Scheme (BGECLS)
  • Loan Guarantee Scheme for COVID Affected Sectors (LGSCAS)
  • Others

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