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Baroda General Credit Card Scheme

We present to you a tailor-made credit card scheme for the citizens belonging to the rural and semi-urban parts of India. Baroda General Credit Card Scheme (BGCC) is designed to provide hassle free and easy credit access to people in the rural and semi-urban areas.

  • No insistence on security, purpose or end-use of credit.
  • Up to a maximum limit of Rs. 25000.
  • Unlimited number of withdrawals and repayments (within the credit limit).
  • Flexibility in choosing the appropriate time to repay the loan.
  • Reduced interest burden.
  • No processing and documentation charges.
  • Withdrawal on the card within the sanctioned limit (only from the branch issuing the card) to meet urgent credit requirements.
  • Earn interest at savings bank rate on the credit balance maintained in the BGCC account.
  • Card limit valid for 5 years.
  • 0.50% concession in interest rate for women applicants.

Additional Benefits
  • All the card holders will be covered under PAIS (Personal Accident Insurance Scheme) up to Rs. 50000 under payment of nominal premium amount.
  • Free collection of cheques under any grant/assistance from the government received in

Types of Rural and Agri

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