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NHFDC Refinance

  • Overview
  • Terms and Conditions

We help to avail the facility of collateral-free loan for self-employment with disabilities (PwDs) at NHFDC/bank’s rate of interest under CGTMSE scheme.

Eligibility of Beneficiary

Any disabled person who fulfils the following criteria is eligible to avail financial assistance –

For Self-employment Purpose - Age between 18 and 60 years and any Indian citizen with 40% or more disability.

For Collateral Free MSE Loans promoted by NHFDC:

Eligibility of Business Activity:

The business activity for which the loan is sought should be eligible under CGTMSE.

Limit: Maximum – Rs. 25 lakhs

  • For Cash Credit: 25% against stocks and book debts up to 90 days only
  • For Term loan/demand loan:
    - 30% on land and building
    - 25% on plant and machinery

For educational loans promoted by NHFDC


Any Indian citizen with 40% or more disability.

Other parameters are as per the General Educational Loan scheme of Bank of Baroda.

Related products

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This is to inform you that by clicking on continue, you will be leaving our website and entering the website/Microsite operated by Insurance tie up partner. This link is provided on our Bank’s website for customer convenience and Bank of Baroda does not own or control of this website, and is not responsible for its contents. The Website/Microsite is fully owned & Maintained by Insurance tie up partner.

The use of any of the Insurance’s tie up partners website is subject to the terms of use and other terms and guidelines, if any, contained within tie up partners website.

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