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Baroda Special Scheme for existing Agriculture Investment Credit borrowers


An instant credit for farming community to meet the emergent funds requirements for farm maintenance and other farm related activities due to COVID-19 pandemic.


Existing borrowers enjoying investment credit with satisfactory repayment track record.

Quantum of Loan

10% of Other Agriculture sanction limit i.e. Minimum Rs.10000/- and Maximum Rs.50000/- for existing regular Investment credit agriculture accounts

Nature of facility

Demand Loan

Rate of Interest

1 Year MCLR+SP i.e. 8.15+ 0.25= 8.40 % (at present)



Repayment Period

Half yearly / Yearly instalments depending upon the income generation and cropping pattern


  • Hypothecation of assets created out of bank finance if any.
  • Existing security under Investment agriculture credit loan accounts to be extended.
  • The existing norms of no collateral security up to Rs.1.60 lacs to be followed if the combined limit is within Rs.1.60 lacs.

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