Enjoy Banking on the Go.
Download Mobile Banking App


Baroda Overdraft for E-Commerce Business


  • Online application and Online Sanction - No Branch Visit for Sanction of Limits
  • Reduced TAT – 3 to 5 days
  • Paperless Sanction
  • No EMI burden
  • Turnover Based Credit Limits
  • Collateral Free Credit Facility
  • Boosting NTC customers

Product Features

  • Target Group :Sellers who are engaged in manufacturing/trading activities through Amazon portal. Amazon identifies the eligible sellers based on their track record
  • Purpose :Working capital requirements for procurement/manufacturing/processing of goods/trading and receivables arising out of Amazon portal
  • Type and Period of Facility :Overdraft for 12 months
  • Limit :Rs.5 lakh to Rs.25 lakh
  • Security :Collateral free facility

Interest Rate & Charges

  • Interest rate & Charges : 2.35% over BRLLR plus strategic premium.
  • Management Fee: 1.35% p.a. of overdraft limit
  • Inspection Charges :Rs. 1000/- per visit + actual conveyance and out of pocket expenses

Other Terms and Conditions

    • Documentation Charges :Actual stamp charges to be borne by the applicant for documentation and other applicable charges as per Bank guidelines. (Depending upon state stamp duty rules)
    • CGTMSE Fee :CGTMSE payment of annual fee/renewal fee etc in eligible cases to be borne by the merchant.


    • Hypothecation of receivables arising out of Amazon platform.
    • Hypothecation of stock lying under logistic arrangement with Amazon or in the godown of the merchant.


    • Overdraft will be running limit subject to review after -12-months. Payments from Amazon into the Merchant’s account being maintained with us.
    • If above payment is not sufficient to service monthly interest then the borrower will have to deposit the amount for servicing of interest at the end of each month.

Last Visited Page

Back to Top