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Baroda e-Gateway FAQs

Baroda e-Gateway (Internet Payment Gateway) is a secured and convenient payment & settlement system helping a number of online/e-commerce business


How secure is Baroda e-Gateway?

Baroda e-Gateway is highly secured with 3D secure, 128 bit SSL, centralized data management and servers hosted in tier-3 data centre with full disaster recovery centre.


What are the currencies accepted on Baroda e-Gateway?

Baroda e-Gateway accepts INR and 9 foreign currencies (USD, CAD, EUR, GBP, AUD, NZD,AED,SGD,JPY) but settlement to the Merchant’s account will be made in INR only.


Baroda e-Gateway will accept bank’s debit card only?

Baroda e-Gateway will process Debit as well as Credit cards issued by any bank as long as they are affiliated to Master Card,Rupay or Visa and net banking of more than 34 banks (through aggregator)


Does Baroda e-Gateway accept Maestro, Amex, Diners or proprietary cards?

No, the gateway accepts only Rupay, Master and Visa cards.


Who can become a Baroda e-Gateway Merchant?

Any Corporate / Society / Organization having a fully functional website or intending to have a website where they sell products, services, and accept payments, can be enrolled in Baroda e-Gateway.

Merchants not having their website or technical team can opt for Baroda Paypoint solution.


How much time it takes for merchant integration?

Merchant enrolment Usually 3-4 days
Website integration - To operationalise Usually three days for client software installation, configuration and testing (With the help of merchants technical team Usually1-2 days)

Above activities can be initiated simultaneously after agreement is signed on commercial terms.


What if I don’t have my website or IT infrastructure ready?

Bank of Baroda can provide you the Baroda Paypoint Service, a customisable dedicated ERP based solution that can cater to your payment collection requirements through online/offline payment modes.

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