• 6 Effective ways by which your CIBIL Scores can Improve

    By : Bank of Baroda
    01 Nov, 2019

    6 Effective ways by which your CIBIL Scores can Improve One of the most important prerequisites for taking on any kind of loan today, is your CIBIL score. Whether it is a home loan, a vehicle loan, a personal loan or any other kind of loan Applicant, banks always chec...

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  • 7 Step-guide to applying for a Home Loan

    By : Bank of Baroda
    01 Nov, 2019

    7 Step-guide to applying for a Home Loan All of us dream of becoming homeowners. It is a way of ensuring lifelong financial security; the kind that does not come from living in a rented home. But buying a home is a complicated process. Whether it is years of savings to...

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  • Your Complete Guide -To The Home Loan Disbursement Process

    By : Bank of Baroda
    01 Nov, 2019

    Your Complete Guide -To The Home Loan Disbursement Process Now that you have a thriving career, you are done living on rent. You have already picked your dream house.You have also narrowed down on the bank that you want to borrow your home loan from-like for example Ba...

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  • What is the best age to go for a Home Loan?

    By : Bank of Baroda
    01 Nov, 2019

    What is the best age to go for a Home Loan? Buying a home is a dream for every individual across the globe. The only problem is affordability. Buying a house needs to fit the budget. One’s dream need to be realistic in order to achieve it. From a lender’s ...

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  • How Mortgage loans work?

    By : Bank of Baroda
    01 Nov, 2019

    How Mortgage loans work? Home loan or Mortgage loans is without a doubt the longest loan a person takes in his lifetime. Most other loans like personal, education and automobile loans are of shorter duration but a home loan can last for as high as 30 years. It is thus ...

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  • What is an EMI?

    By : Bank of Baroda
    01 Nov, 2019

    What is an EMI? A loan is always taken for a specific purpose, be it a housing loan, an automobile loan, an education loan or a personal loan. Whenever a loan is taken it has to be returned to the lender. These repayments are done in a specific format where the amount ...

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  • How to remove car loan hypothecation after car loan repayment?

    By : Bank of Baroda
    01 Nov, 2019

    How to remove car loan hypothecation after car loan repayment? Keywords used: How to remove hypothecation from RC after car loan termination, car loan hypothecation removal, car loan hypothecation, hypothecation agreement car loan, hypothecation of car loan A secured...

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  • How to get a personal loan with a bad CIBIL score

    By : Bank of Baroda
    01 Nov, 2019

    How to get a personal loan with a bad CIBIL score With a number of lenders proliferating across the country borrowing money is no longer difficult. The number of phone calls we get on a daily basis selling personal loans is an indication of how the lenders are now chas...

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  • Why is a CIBIL Score Important?

    By : Bank of Baroda
    01 Nov, 2019

    Why is a CIBIL Score Important? Started in 2000, CIBIL or the Credit Bureau is an authorized credit information company that tracks debt repayment history and provides a credit score accepted by a vast network of financial institutions as a valid benchmark to examine a...

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  • What Is A Personal Loan?

    By : Bank of Baroda
    01 Nov, 2019

    What Is A Personal Loan? A personal loan does not require the borrower to provide collateral and so it is an unsecured loan. The purpose or intention of a personal loan is to fund immediate financial contingencies. It could be for business capital, marriage, medical ex...

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  • How to Get a Car Loan?

    By : Bank of Baroda
    01 Nov, 2019

    How to Get a Car Loan? Now that you have zeroed in on your dream car after test driving a few of them, you probably cannot wait any longer to buy it. Now the next obvious question is, what are your financial options for buying the dream car? For many of us, a car loan ...

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  • Computing Your Car Loan EMI Made Easy

    By : Bank of Baroda
    01 Nov, 2019

    Computing Your Car Loan EMI Made Easy Every individual’s journey to buy a car is unique. It begins with where the individual is in his/her career, and the choice of vehicle they want, which is mainly based on why they want the car. During the process, they also f...

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  • Advantages of personal loans to raise funds

    By : Bank of Baroda
    01 Nov, 2019

    Advantages of personal loans to raise funds There are times in everyone’s life when there is a sudden need for money. The immediate choice is generally to use a credit card or to borrow money from friends or family members. With net-banking now in place and more...

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  • The 3 Easy Steps to Calculate EMI on Personal Loan?

    By : Bank of Baroda
    01 Nov, 2019

    The 3 Easy Steps to Calculate EMI on Personal Loan? A personal loan does not require the borrower to provide collateral and so it is an unsecured loan. Since these are unsecured loans, the rate of interest on these loans are believed to be quite higher than all other t...

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  • How does an EMI on debit card work?

    By : Bank of Baroda
    01 Nov, 2019

    How does an EMI on debit card work? Keywords used: How to get EMI on debit card? How to avail EMI on debit card ? How EMI on debit card works? With the exponential growth and increase in online shopping and the number of products available, the modes of payment for th...

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  • How to buy a house in India? All you need to know.

    By : Bank of Baroda
    01 Nov, 2019

    How to buy a house in India? All you need to know. Keywords used how to buy a house in India, how much to buy a house in India, how many rupees to buy a house in India Buying a house is a dream for a many people in India. However, the process to buy a house is not as...

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  • Applying for an education loan – the procedure you need to follow

    By : Bank of Baroda
    01 Nov, 2019

    Applying for an education loan – the procedure you need to follow We have all heard the age old saying that the path to a great career and successful life is paved through a quality education. Holding a higher education degree opens up many career avenues and hel...

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  • How much home loan can I get as a salaried employee?

    By : Bank of Baroda
    01 Nov, 2019

    How much home loan can I get as a salaried employee? Real estate rates are rising with every passing day. It is no longer feasible for one to purchase a home simply with the help of their savings. You need to approach a bank to take out a home loan. But lenders need to...

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  • How the Pradhan Mantri Awas Yojana Scheme is a futuristic, beneficial schem...

    By : Bank of Baroda
    01 Nov, 2019

    How the Pradhan Mantri Awas Yojana Scheme is a futuristic, beneficial scheme? We all dream of owning a home. Whether it is a small 1BHK or a bungalow, a home is the ultimate financial security one can have. It can provide you and your family a safe heaven, it can take ...

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  • How to apply for an education loan – a step by step guide

    By : Bank of Baroda
    01 Nov, 2019

    How to apply for an education loan – a step by step guide The cost of seeking a quality education is rising every day. Schools and universities charge fees to the tune of several lakhs of rupees, making it impossible for parents to fully fund their child’s ...

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  • Top 5 tax saving investment options

    By : Bank of Baroda
    18 Jul, 2019

    Paying taxes is a legal, ethical duty that every individual has to fulfil. The government uses your tax money towards the development and progress of the country. The government even offers some tax relief if one invests in certain instruments. However, most people tend...

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  • Current account vs savings account

    By : Bank of Baroda
    03 Jul, 2019

    Current vs savings account Having a bank account is essential for modern-day living. You need it to receive and make payments, and there are very few transactions that do not require a bank account. Of course, cash is still king in India for large sections of the po...

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  • Difference between Fixed and Recurring deposits

    By : Bank of Baroda
    03 Jul, 2019

    Understanding the differences between fixed deposits and recurring deposits The process of wealth creation requires discipline. Money must be put away systematically, over a period of time for wealth to grow. Whether you choose to invest in the stock market, commoditie...

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  • Everything you needed to know about tds on fd rates

    By : Bank of Baroda
    03 Jul, 2019

    Everything You Needed To Know About TDS On FD Interest Rates A bank or financial institution is required to deduct TDS (tax deducted at source) at 10% from the interest income you earn on your fixed deposits and remit it to the central government, if the interest incom...

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  • Fixed Deposits Accounts

    By : Bank of Baroda
    03 Jul, 2019

    Fixed deposits and the importance of having one Time deposits or Term deposits are most commonly known as fixed deposits. Apart from mobilising funds from demand deposits like savings and current accounts, banks also resort to fixed deposits to raise funds. Fixed depos...

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  • Fixed Deposits- Features, Benefits, Disadvantages

    By : Bank of Baroda
    03 Jul, 2019

    Fixed Deposits: Features, Benefits and Disadvantages Keywords used: fixed deposit account advantages and disadvantages, fixed deposit advantages and disadvantages, advantages and disadvantages of fixed deposit investment, advantages and disadvantages of fixed deposit ...

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  • How does Fixed Deposit Work

    By : Bank of Baroda
    03 Jul, 2019

    How does fixed deposit work? A fixed deposit is one of the most popular investment avenues in India, particularly among risk-averse middle class investors. How does fixed deposit work? Let’s take a look. How does a fixed deposit account work? For that we have t...

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  • How is Interest on Recurring Deposit Calculated

    By : Bank of Baroda
    03 Jul, 2019

    How is interest on recurring deposit calculated? Keywords used how to calculate RD interest, how to calculate recurring deposit interest, how to calculate interest on RD account, how to calculate RD interest manually, how to calculate compound interest for recurring d...

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  • Kids Bank Accounts - Features and Benefits

    By : Bank of Baroda
    03 Jul, 2019

    Kids Bank Accounts Features and Benefits Keywords used How to open a kids bank account, kids bank account tax, how to open a savings account for kids, children savings account tax With advancements in banking technology, there are different types of savings accounts ...

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  • Reasons Why You Need To Have a Fixed Deposit

    By : Bank of Baroda
    03 Jul, 2019

    Reasons Why You Need To Have a Fixed Deposit Since the generation of our fathers and grandfathers, fixed deposits remained a preferred instrument to put our hard earned savings in. We would put away a lump sum in a fixed deposit offering an attractive and steady intere...

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  • Recurring Deposit- Features & Benefits

    By : Bank of Baroda
    03 Jul, 2019

    Recurring Deposit: Features and Benefits what is recurring deposit, what is recurring deposit account, what is meant by recurring deposit, what is a recurring deposit account, what is recurring deposit in bank, what is a recurring deposit account in bank, what is the b...

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  • Recurring Deposit Vs fixed deposit

    By : Bank of Baroda
    03 Jul, 2019

    Recurring Deposit V/s Fixed Deposit: 4 Differences Today, maintaining a bank account has become a norm. You need to provide your bank account number on various occasions; like receiving the salary from employer or subsidy from the government under a scheme. And most pe...

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  • Saving accounts features

    By : Bank of Baroda
    03 Jul, 2019

    What are the features of a savings account? A savings account is the first step a person takes toward saving. As the name suggests it is a place where the savings are stored but it is not an investment. The savings account is the conduit through which investments can ...

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  • Savings Account- Features and Benefits

    By : Bank of Baroda
    03 Jul, 2019

    Savings Account: Features and Benefits Keywords used benefits of savings account, benefits of having a savings account, benefits of opening a savings account, what are the benefits of a savings account, benefits of keeping money in a savings account, what are the bene...

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  • Savings account opening

    By : Bank of Baroda
    03 Jul, 2019

    Want to open a savings account? Follow these steps A savings account is perhaps the first interaction a person has with a bank. It is the most basic of bank accounts. It offers the safety that a depositor looks for, plus interest rates and the flexibility of withdrawin...

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  • Savings vs Current Accounts the key differences

    By : Bank of baroda
    03 Jul, 2019

    Savings vs Current Accounts – the key differences Opening a bank account is one of the first steps we take towards financial independence. We start with small savings that we deposit each time we come upon extra money by opening a savings account. As our financia...

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  • Things You Will Need To Open A Bank Account

    By : Bank of Baroda
    03 Jul, 2019

    Things You Will Need To Open A Bank Account A leading bank like Bank of Baroda offers a bouquet of savings accounts that you can pick from to park your salary and income from other sources with, while earning some interest based on the type of bank account you choose t...

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  • Types of Accounts and Deposits

    By : Bank of Baroda
    03 Jul, 2019

    What are the types of accounts and deposits available? It’s important to know where you can save your money. As the rule goes, high-risk on your capital can result in a higher return while investing money in low-risk instruments would result in lower interest. B...

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  • What are the Benefits of Recurring Deposits

    By : Bank of Baorda
    03 Jul, 2019

    What are the benefits of recurring deposits? Keywords used: benefits of recurring deposit, recurring deposit benefits to tax A recurring deposit is a type of deposit in which a fixed sum of money is invested on a fixed date every month for a fixed period of time. All ...

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  • What is a Recurring Deposit Account & How to open this Account

    By : Bank of Baroda
    03 Jul, 2019

    What is a recurring deposit account? How to open this account Keywords used: how to open RD account, how to open recurring deposit account in bank A recurring deposit account is a type of investment offered by banks in which an amount is invested at fixed intervals fo...

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  • What is current account

    By : Bank of baroda
    03 Jul, 2019

    Keywords what is current account, current account meaning, current account definition, what is current account in bank, what is meant by current account, current account meaning in bank What is current account? Banks offers several kinds of accounts to customers depe...

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  • What is savings account

    By : Bank of Baroda
    03 Jul, 2019

    Keywords saving account meaning, savings account definition, what is a savings account, savings bank account meaning What is a saving account? Most Indians are familiar with bank accounts, and most of you will have a saving account. Let’s look at saving account...

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  • Baroda Basic Savings Account

    By : Bank of Baroda
    03 Jul, 2019

    Basic Savings Account If you want to open a bank account where you are not required to maintain a minimum balance every month, you can open a basic savings account. Introduced to encourage more financial inclusion, in other words, have more people become part of the ba...

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  • Baroda Pensioners Savings Bank Account

    By : Bank of baroda
    03 Jul, 2019

    Baroda Pensioners Savings Bank Account Pensioners can avail the Bank of Baroda Pensioners Savings Bank Account. This is an ideal retirement savings account. All pensioners, including Bank of Baroda staff pensioners may open this account. The Baroda Pensioners Savings a...

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  • Baroda Tax Saving Term Deposit

    By : Bank of Baroda
    03 Jul, 2019

    Baroda Tax Saving Term Deposit Opening a term deposit to earn interest income is an excellent way to make use of the funds lying in your bank account. But by opting for a tax saving fixed deposit, you can also earn interest income and get a tax benefit. Bank of Baroda&...

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  • Baroda Premium Current Account-Privilege (BPCAP)

    By : Bank of Baroda
    03 Jul, 2019

    Baroda Premium Current Account-Privilege (BPCAP) The Baroda Premium Current Account-Privilege is an ideal account for customers who own medium to large businesses. Account holders can avail several free services and benefits under the BPCAP account. The privilege curre...

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  • Flexible Recurring Deposit Scheme

    By : Bank of Baroda
    03 Jul, 2019

    Flexible Recurring Deposit Scheme (Yatha Shakti Jama Yojana) Bank of Baroda offers its customers a unique scheme that makes it possible for you to save money flexibly, month after month. You can avail the attractive Yatha Shakti Jama Yojana – a flexible recurring...

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  • Term Deposit

    By : Bank of Baroda
    03 Jul, 2019

    Term Deposit Earning income from your investments doesn’t have to be a complicated exercise. It is possible to earn a decent interest income out of the amount lying in your bank account by opening a term deposit account. A term deposit is any amount kept with the...

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  • Home Loans for Women (Benefits)

    By : Bank of Baroda
    16 May, 2019

    All of us dream of become homeowners. It is a way of ensuring lifelong financial security; the kind that does not come from living in a rented home. But buying a home is a complicated process. Whether it is years of savings to be given as down payment, or finding the ri...

    Know More
  • Savings vs Current Accounts – the key differences

    By : Bank of Baroda
    28 Dec, 2018

    Opening a bank account is one of the first steps we take towards financial independence. We start with small savings that we deposit each time we come upon extra money by opening a savings account. As our financial requirements change, we find the need to open an additi...

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