Enjoy Banking on the Go.
Download Mobile Banking App

 Business Guard Commercial Policy Package

Business Guard Commercial Policy Package (Small Business Solutions) from TATA AIG

Business Guard Commercial Policy Package (Small Business Solutions) from TATA AIG (UIN: IRDAN108RP0001V01100001)

Product Introduction

A tailor-made Insurance Cover to protect Business. It is a package policy designed to give a complete insurance solution for occupancies like shops, offices, Small Manufacturing Enterprise, Hotels, Restaurants, Housing Societies related risk under one policy, one premium.

Features and Coverage


  • Package cover designed for SMEs
  • This cover can be availed by all manufacturing/Non-manufacturing commercial organizations
  • Selection facility is available for all other available coverage except Fire
  • Workman Compensation, PL, CGL & Fire available as standalone covers also

Insurance Coverage provided for:

Property Risk

  • Building & Saleable Stocks
  • Furniture & Fixtures
  • Machines & Electronics

People Risk

  • One self - Personal Accident
  • Staff - WC Insurance
  • Customers - Public Liability

Financial Risk

  • Money in Safe/Transit
  • Employee Infidelity


Mandatory Cover: Standard Fire and Special Perils

  • Fire
  • Lightning
  • Explosion / Implosion
  • Aircraft damage
  • Riot Strike and Malicious Damage
  • Storm, cyclone, typhoon, tempest hurricane, tornado, flood and inundation
  • Impact damage due to rail road vehicle or animal not belonging to insured
  • Subsidence and landslide including rockslide
  • Bursting and/or overflowing of water tanks apparatus and pipes
  • Missile testing operations
  • Leakage from automatic sprinkler installations
  • Bush Fire

Optional Covers**

  • Burglary
  • Money in Safe
  • Money in Transit
  • Electronic Equipment
  • Portable equipment
  • Machinery breakdown
  • Plate Glass
  • Neon Sign
  • Workmen's Compensation
  • Personal Accident
  • Public liability
  • Baggage
  • Fidelity Guarantee


  • Earthquake
  • Terrorism
  • Fire Extinguishing Expense
  • Omission to Insure
  • Escalation
  • Removal of Debris
  • Impact Damage
  • Fire Loss of Profit

Note: For detailed product benefits, terms and conditions, please visit www.tataaig.com and refer Policy Wordings from the link below:

Policy Wordings Link click here


Bank of Baroda is authorized by the Insurance Regulatory and Development Authority to act as a Corporate Agent from 01.04.2019 to 31.03.2022 for procuring or soliciting business of Life Insurance , General Insurance & Standalone Health Insurance under Registration Code CA0004".Insurance is the subject matter of solicitation. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. The purchase of Insurance product by Bank of Baroda customers is purely on a voluntary basis. The insurance products are underwritten by respective Insurance company. Bank of Baroda does not perform any Insurance e-commerce activity on its website. The contract of insurance is between the Insurer and the Insured; and not between the Bank and the Insured.

Last Visited Page

Back to Top