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BOBCARDS Ltd. BOB Capital Markets Ltd. Nainital Bank Ltd.	Bank of Baroda (Botswana) Ltd. Bank of Baroda (Kenya) Ltd. Bank of Baroda (Uganda) Ltd. Bank of Baroda (Guyana) Ltd. Bank of Baroda (New Zealand) Ltd Bank of Baroda (Tanzania) Ltd Bank of Baroda (Trinidad & Tobago) Ltd. Bank of Baroda (Ghana) Ltd.
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Associate	Associate
Baroda Pioneer Asset Management Company Ltd India First Life Insurance Company Limited Baroda Uttar Pradesh Gramin Bank Baroda Rajasthan Gramin Bank Baroda Gujarat Gramin Bank Nanital -Almora Kshetriya Gramin Bank Jhabua-Dhar Kshetriya Gramin Bank	Indo-Zambia Bank Ltd. (Lusaka)

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