Agriculture being the back bone of the Indian Economy, Bank of Baroda has contributed significantly in accelerating the pace of rural development by providing finance to farmer for purchase of agricultural inputs and other expenses of raising of crops.
The mode of finance covers activities for purchase of agricultural inputs such as seeds, fertilizers, pesticides and for payment labour charges, irrigation cess, etc.including Post harvest finance against pledge/ hypothecation of Agriculture Produce.
The quantum of loan depend upon the scale of finance fixed by the district technical committee/Concerned RO/ZO.
Eligibility
Progressive, literate and illiterate farmers who are owner of land, cultivators, permanent tenants or leaseholders (for reasonably long period) or share croppers.
Nature Of Facility : Demand loan / Term loan/ Cash Credit/BKCC
Repayment Schedule
Repayment period is generally 12 months, can be extended up to 18 months in respect of crop with longer duration such as adsali sugarcane.
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> Baroda Kisan Credit Card (BKCC)
> Agricultural Implements
> Tractors and Heavy Agricultural Machinery
> Financing Second Hand Tractors
> Cultivation of Crops
> Farm Produce Marketing Loan
> Irrigation Potential
> Dealers of Agriculture Inputs
> Financing Agencies Providing Custom Services To Farmers
> Providing Employment To Unemployed Technical Personnel Through Agro Service Centers
> Agriclinics and Agribusiness Centers by Agriculture Graduates
> Financing Construction of Farm Building and Structures
> Construction / Expansion / Modernisation / Renovation of rural godown
> Development of Horticulture
> Land Development
> Scheme for Loan Against Gold Ornaments / Jewellery
> Dairy, Poultry, etc.
> Financing Scheduled Caste/Scheduled Tribes
> Scheme for purchase of Agricultural land
> Scheme For Construction Of Sanitation Facilities In Rural Areas
