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Bank of Baroda launches a new small savings product – Nagrik Bachat Khata

The Indian economy has undergone a significant transformation since the economic reforms in 1991 with the banking sector in the forefront. Nagrik Bachat Khata is a product through which Bank of Baroda intends to extend its services to a vast section of population by making banking easy and convenient.

Key Benefits

• Services designed to cater to a vast majority of Indian population
  
  
• Banking simplified
  
  
• Open account with an initial amount of just Rs. 50/-
  
  
• Zero service charges for non-maintenance of a minimum balance of Rs. 50/-

Terms & Conditions

• Who can open the account :
  All resident individuals who are eligible to open Savings Bank Account avail of this offering in single or joint names. This product is not for Non Resident Indians, Trusts, Societies, etc.
  
  
• Minimum amount:
  Rs. 50/- at all centers (Metro/Urban/Semi Urban/Rural). No service charges for non-maintenance of minimum balance
  
  
• Maximum amount:
  There is no ceiling on the amount deposited/held in the account. However, in case of minors (between 10 and 14 years), maximum amount can not exceed Rs. 1 lakh
  
  
• Account can be operated by the customers using withdrawal slip along with pass book only.
  A cheque book of -10- leaves will be issued on request for one year free of cost.
  
  
• Number of withdrawals not to exceed thrice in a month.
  
  
• Interest Rate: As per savings bank account (click here for details)

For further details, please contact the Bank of Baroda Branch nearest to you.



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